Jul 14, 2023

​​​​​​​​Car financing is a popular choice for a new or certified pre-owned vehicle. It allows you to split the payments into convenient monthly repayments and allows you to own the car you want faster. Banks and credit unions are two of the choices for your financing, but as your Ford dealer, we can provide a better deal for you. These are some of the benefits of choosing us for your financing.

We Can Help Your Credit

If your credit score isn’t as high as you’d like it to be, this can be a problem for many banks or credit unions. They don’t necessarily understand your circumstances, and this can make it difficult to get the financing you’re looking for. As your dealer, we see things very differently. We know you want your next car, and we want you to get it too. This means we’ll go the extra mile to make your dream real.

Each of our clients is an individual, and we can assist you if you have good credit, average credit, bad credit, or even no credit. We’ll sit down with you and find out how we can help. Once we know your budget and circumstances, we’ll get in touch with our network of credit providers and get you the best deal. The right deal will allow you to pay the amount you can afford and improve your credit at the same time.

We Have Online Tools

When you sit down to work out your finances, it can be complicated and stressful to sit with a calculator and paper. We want to make your financial decision-making simple and easy. To do this, we have three tools available on our website. The credit tool, loan calculator, and pre-approval form are available 365 24/7.

The credit tool allows you to look at your credit score without impacting it. Our loan calculator enables you to choose the vehicle you want from our website, then choose the loan term and input the interest rate. This easy-to-use tool allows you to adjust your payments to fit your wallet. Finally, our pre-approval form will give us the information to customize your finance options.

Competitive Terms and Rates

Visiting a bank or credit union for a vehicle loan can seem daunting. Generally, the rates and terms are fixed and this can make it difficult to accommodate your individual needs. Our finance department, in contrast, has flexible terms of up to 84 months and flexible fates to match your circumstances.

We also have options like competitive rates from Ford itself that aren’t available to banks or credit unions. Our finance team will work with you toward the shared goal of putting you in the driver’s seat of your new car.

Visit our finance department today at White’s Ford, and you could be driving home in your new Ford tomorrow.