Finance
Auto Loans
The White's Ford finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Urbana, London, and Bellfontaine to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Springfield to Troy. Whether you are right down the road or an hour away from Urbana you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The White's Ford loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the White's Ford finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Ohio banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
Stress Free Financing Near Columbus, OH
You may easily and quickly purchase your next new or used car with White's Ford. To assist you in getting a vehicle loan in the Urbana, Springfield and other Columbus region, our finance department works with a variety of lenders. Regardless of your credit, we will collaborate with every driver. Have you looked through our selection of new and used cars and discovered the ideal car for your needs near Dayton, OH? Get a loan preapproval online right now in a matter of minutes. Every month, our Urbana, OH Ford dealership is pleased to offer deals on a variety of vehicles. Check out our promotions to find out the current value of your trade-in! In addition, explore what's in store for you once you buy a Ford by visiting our model showroom. Shop the newest Ford lineup, used SUVs or vehicles for under $15k to find your dream vehicle now.
Should You Buy or Lease?
If you're looking to buy a new car, have you thought about what financing choices would fit your budget the best? The financing staff at White's Ford is available to assist you in choosing the option that best suits your needs and way of life. Read over each choice to help you decide which is best for you, and contact us with any questions. You may choose whatever option you choose when purchasing a Ford vehicle—car, truck, or SUV—including warranty coverage, selling the vehicle when the loan is paid off, and even saving money over time by paying a higher upfront cost. Drivers in Urbana, OH may acquire their ideal car without any concern by purchasing. If you're a driver near Dayton, OH seeking greater freedom, consider leasing. Among the benefits of leasing a Ford include reasonable monthly payments, the opportunity to lease a new car every few years, access to cutting-edge technology, and free maintenance, to mention a few. To find out more about these possibilities to assist you in buying your ideal Ford, give our financing department a call today.
Vehicle Finance Vocabulary
Make the car buying process a breeze with this helpful list of finance terms used in the industry:
APR: The Annual Percentage Rate
Assignment: A transfer of a loan from one lender to another
Base Price: The costs of a car with standard equip incentives & freight
Certificate of Title: A Legal document issued by a state at the time of sale.
Co-signer: A person who takes on a loan if the orig. borrower stops pay
Default: Failure to meet the terms of the loan
Interest: A percentage charge for a loan
MSRP: Manufacturers Suggested Retail Price
Refinance: When one loan is used to pay off another
Term: The length of the loan, 24, 48, 60... months
Underwriting: Verifying the data used to obtain a loan